No. If you have knowledge that a borrower is not eligible for the PPP loan or is not eligible for forgiveness, the COVID Score does not override the borrower's lack of eligibility.
For example, if, subsequent to approving the PPP loan, you've discovered that the borrower's business model is not eligible (e.g., sells marijuana, has discriminatory hiring practices, etc.), a satisfactory COVID Score will not overcome the borrower's ineligibility, and you must make a forgiveness decision for full denial.